No, you have to use our specific insurance to rent through the platform. It is automatically activated when the driver pays through the website, effective since the beginning of the first half-day of the rental, till the end of the last half-day of the rental.
Several insurers allow you to loan your vehicle to friends and family, but as far as we know, there are no insurers who will cover private rentals.Renting a car is a commercial transaction which is different from lending it. If you rent your vehicle without going through Getaround and an accident happens, your insurance will refuse to cover you - which could prove catastrophic. Moreover, you might suffer from penalties on your own policy, which is not the case with Getaround's insurance. And you will not be covered in the case of theft by the renter, because you will have given them the keys of your own will.
Payment via our website is a measure designed to protect you, and forgoing the website would expose you to important risk.