When you rent a vehicle on Getaround, your rental is covered by our insurance, regardless of the protection plan you purchased.
When booking your rental, you have a choice of 3 different protection plans: Minimum, Plus, or Premium. If you choose the Minimum plan, you can upgrade to Plus or Premium at any time before the start of your rental on the relevant rental page in the My Rentals area of your account.
To hit the road with greater peace of mind, choose the Plus or Premium protection plan. These include a lower deductible and deposit, as well as a replacement vehicle in case of a breakdown or accident during the rental.
The Plus and Premium protection plans are not refundable; they cannot be cancelled or changed once the booking has been confirmed. The cost of the protection plan will not be refunded after the rental, even if no incident occurs that requires its use.
Example: when you rent a vehicle in the “Eco” category:
If you purchased the Minimum protection plan:
If you purchased the Plus protection plan:
If you purchased the Premium protection plan:
Getaround’s insurance covers:
Getaround’s insurance does not cover:
If the vehicle is damaged multiple times during a single rental, the deductible will be applied to each damage (for example: a 900€ deductible per damage).
If you purchased a Plus or Premium protection plan, the reduced deductible will only apply to one damage (the one with the highest repair cost).
Example: You rent an “Eco” category vehicle with the Plus protection plan and cause 2 distinct damages:
→ You will be liable to pay the reduced deductible (250€ with the Plus plan) for damage #1 and you will pay the full 300€ for damage #2, for a total of 550€.
Accident with a known third party::
In the event of an accident with a third party for which you are not responsible, the deductible (as per the protection plan purchased) will be applied initially. It will be reimbursed to you as soon as the insurance confirms that you are not responsible or once the third party has accepted the recourse made against them. This duration is beyond our control and can take several weeks.
Accident with an unidentified third party:
In the event of an accident with an unidentified third party, you will be held responsible for the damage(s). You can read more about liability for damages here.